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We can help.
Millions of homeowners with payment option adjustable rate mortgages
will see their interest rates and payments increase in the coming
months. If you are one of them, we may be able to help you refinance
your loan now to a fixed rate for the term of your loan.
If you’re concerned about your ability to make your payments, it’s
important to act now, before your mortgage payment increases. If you
don’t understand the terms of your adjustable-rate mortgage, we can help
by reviewing your documents with you to determine how much your interest
rate and payment will increase in the short term, and what the caps––or
upper limits––are over the life of your loan.
As your credit union, our goal is to help you make the best financial
decisions for your family, and not to just make you another loan. If
keeping the loan you have is in your best interest, we’ll tell you so.
Be proactive. Find out where you stand today. Many people in financial
trouble didn’t fully understand their mortgage until it was too late.
Please call one of our real estate lending representatives today at
(707) 469-2000 or (888) 698-0000 to see how we can help you with your
mortgage situation. We’ll recommend what’s best for you and your
family—whether that means keeping your current mortgage or refinancing
it to one with a more affordable payment.
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